Fix & Flip Loan

From Purchase to Profit. Funded.

Fund your entire flip with up to 100% LTV and 100% rehab costs covered. Rates from 7.99%, 12-24 month terms, and funding as fast as 10 Days. Loans up to $15M. Turn properties into profit.

Start My Flip

Terms

Up to 100% LTV

100% rehab costs

Rates starting at 7.99%

12-24 month terms

Up to $15M max loan amount

Close as fast as 10 days

Minimum 660 credit score

Get Pre-Qualified Now

What is a Fix & Flip Loan,

actually?

It's a short-term loan that covers the purchase and the renovation. Buy the property, fix it up, sell it for a profit.

Up to 100% of purchase
100% of rehab costs
Close as fast as 10 days
Properties → Profit

"So you fund the purchase AND the renovation?!"

Yep. We cover up to 100% of the purchase price and 100% of rehab costs. You may need to bring a small down payment, we fund the rest - including every dollar of the renovation.

"What do you look at to approve me?"

"The deal, not the borrower." If the after-repair value makes sense, you're in. Your W-2 is irrelevant.

Up to 100% loan-to-cost (LTC)

Funding as fast as 10 days

12-24 month flexible terms

Loans starting from 50k to 15M

Super Simple

Here's how a flip actually gets funded

Four simple steps from application to cash in hand.

1

Bring us the deal

Address, purchase price, rehab scope, and your ARV estimate. That's it.

2

We give you the green light

If the deal makes sense, you're approved. We fund up to 100% of purchase and 100% of rehab.

3

Draw funds as you build

Rehab money is released in stages as work gets done. No floating costs out of pocket.

4

Sell and cash out

Flip it, pay off the loan, keep the spread. Average close as fast as 5 days.

Who benefits from a Fix & Flip Loan?

Experienced Flippers

Deploy capital quickly on your next project. Get funded in as little as 10 days and flip multiple properties simultaneously with our flexible terms.

First Time Investors

Break into real estate investing with a single loan that covers both purchase and renovation costs. No prior flip experience required.

Buy & Renovate Investors

Finance acquisition and rehab in one loan. Draw funds as your project progresses with up to 100% loan-to-cost coverage.

Portfolio Builders

Scale faster with competitive rates and no prepayment penalties. Complete projects early, refinance or sell, and redeploy capital into your next flip.

See if a Fix & Flip Loan works for you

Loan-to-cost is the percentage of the total project cost (purchase price + rehab budget) that we'll lend. At 100% LTC, you'd put down 0% of the total project. We offer up to 100% financing for both purchase and rehab, so you can fund the entire project with minimal out-of-pocket.

Preferred but not always required. If you're a first-timer with a solid plan and team (contractor, real estate agent), we can often work with you.

Cost overruns are your responsibility. That's why it's critical to budget accurately with contingency built in (we recommend 10-15% buffer).

Sometimes. If you have verifiable experience, we may allow it. Otherwise, we typically require a licensed contractor.

No. Sell early, pay off the loan, and save on interest. We want you to profit, not pay unnecessary interest.

Minimum 660. Higher credit scores may qualify for better terms.

Equal Housing Lender

Important Disclosures

General Lending Disclaimer

Nation Capital Group Inc. is not a direct lender for all products. All loan applications are subject to credit approval. Terms, rates, and conditions vary by loan product, borrower qualifications, and property type. This is not a commitment to lend. Not all borrowers will qualify. Nothing on this website constitutes a loan approval, commitment, or guarantee of any specific rates or terms.

Rates & APR Disclaimer

All interest rates, Annual Percentage Rates (APRs), and loan terms displayed on this site are for informational purposes only and are subject to change without notice. Actual rates depend on credit profile, property type, loan-to-value ratio, and other underwriting factors. Advertised rates may require specific conditions to be met. Contact us for a personalized rate quote.

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Equal Housing & Fair Lending

Nation Capital Group Inc. is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, or any other basis protected by applicable law. All lending decisions are made based on legitimate underwriting criteria.

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