Start with dirt, end with profit. We fund land, permits, materials, and construction - everything you need to build. Competitive rates, flexible terms, and a team that's done this hundreds of times. First-time builder or seasoned pro, we've got you covered.
Fund My Next ProjectUp to 95% LTC
Rates starting at 7.99%
12-24 months terms
Interest only
First timers welcome
Close as fast as 2 weeks
Minimum 660 credit score
Up to 95% LTC
Rates starting at 7.99%
12-24 months terms
Interest only
First timers welcome
Close as fast as 2 weeks
Minimum 660 credit score
actually?
It's a loan that funds your build from the ground up - lot purchase, materials, labor, everything. You draw money as you hit milestones.
"So I don't need to fund the entire build up front?!"
Not even close. We release funds in stages - foundation, framing, finish - as your builder hits each milestone. You're never carrying the full project cost yourself.
"What do you base the approval on?"
"What will it be worth when it's done?" We underwrite the completed value, not your personal income.
Fund land acquisition and construction
Flexible draw schedules
Purchase or refinance projects
Built for developers and investors
Four simple steps from application to cash in hand.
Address, purchase price, build scope, and your ARV estimate. That's it.
If the deal makes sense, you're approved. We fund up to 95% of loan to cost (LTC).
Build money is released in stages as work gets done. No floating costs out of pocket.
Flip it, pay off the loan, keep the spread. Average close as fast as 14 days.
Building homes to sell? We fund the land, construction, and carrying costs. Sell when complete, pay off the loan, keep the profit.
Developing duplexes, triplexes, or small apartment buildings? We provide financing for investment-grade multi-family construction.
Building custom homes for resale or investment? Ground up loans cover your project from dirt to done.
Single-family spec homes. Multi-family buildings (2-10+ units). Townhome developments. Small commercial projects.
Typically, yes. We usually require proven experience building similar projects. However, if you have a strong team (experienced GC, architect, etc.), we may consider first-time developers.
Yes. If you don't already own the land, we can include land acquisition in the loan.
Cost overruns are your responsibility. That's why accurate budgeting with contingency (10-20%) is critical. We don't increase loans mid-project.
Yes. You'll need approved architectural plans and building permits before final loan approval.
Only if you're a licensed contractor with proven experience. Otherwise, we require a licensed, insured GC.
Yes. We fund multi-family and multi-unit developments. Loan size and terms adjust accordingly.
Important Disclosures
General Lending Disclaimer
Nation Capital Group Inc. is not a direct lender for all products. All loan applications are subject to credit approval. Terms, rates, and conditions vary by loan product, borrower qualifications, and property type. This is not a commitment to lend. Not all borrowers will qualify. Nothing on this website constitutes a loan approval, commitment, or guarantee of any specific rates or terms.
Rates & APR Disclaimer
All interest rates, Annual Percentage Rates (APRs), and loan terms displayed on this site are for informational purposes only and are subject to change without notice. Actual rates depend on credit profile, property type, loan-to-value ratio, and other underwriting factors. Advertised rates may require specific conditions to be met. Contact us for a personalized rate quote.
Communication Consent (TCPA)
By submitting your information through any form on this website, you consent to be contacted by Nation Capital Group Inc. and its lending partners by phone, email, or text message — including through automated dialing systems and prerecorded messages — at the number or email address provided, even if listed on a Do Not Call registry. Consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time.
Equal Housing & Fair Lending
Nation Capital Group Inc. is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, or any other basis protected by applicable law. All lending decisions are made based on legitimate underwriting criteria.
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Your personal information is handled in accordance with our Privacy Policy. We do not sell your personal information except as described in our Privacy Policy. For questions about how your data is used, stored, or shared, please contact us at admin@nationcapital.com.
Website Use
The information provided on this website is for general informational purposes only and should not be considered financial, legal, or tax advice. We recommend consulting with a qualified professional before making any financial decisions. Nation Capital Group Inc. is not responsible for the content or accuracy of third-party websites linked from this site.
