Privacy Policy

1. Introduction

This Privacy Policy describes how Nation Capital Group, Inc. collects, uses, stores, and shares information obtained from Users through the NationCapital.com website. By accessing or using this website, you acknowledge and agree to the terms described in this Policy. This Policy applies to all information submitted through the website, including information provided through the Apply Now form, the Contact form, uploaded documents, telephone or email communications initiated from the website, or any other interaction resulting from your use of the website. If you do not agree with the terms of this Privacy Policy, you must discontinue use of the website.

Nation Capital reserves the right to update or modify this Policy at any time. Changes become effective immediately upon posting. Users are encouraged to review this Policy periodically to remain aware of the most current version.

2. Information Collected from Users

Nation Capital collects information that Users voluntarily submit, including names, addresses, email addresses, telephone numbers, business names, financial details, descriptions of commercial financing needs, and any documentation uploaded or provided during the financing inquiry process. Information may also be collected when Users communicate with Nation Capital by email or telephone, including when questions are submitted, documents are requested, or additional information is provided.

In addition, Nation Capital collects technical information automatically through standard Internet technologies. This may include IP addresses, browser types, operating system details, device identifiers, access times, referring URLs, website interaction patterns, and other technical information used to monitor website performance and enhance functionality.

3. Use of IP Addresses

When a User's web browser requests a page from the website, the browser automatically provides its IP address to the server. Nation Capital records IP addresses along with related information such as browser type and system configuration. This information helps analyze website traffic, evaluate usage patterns, identify technical needs, and maintain website integrity. IP address data is treated as internal technical information and is used for operational purposes only.

4. Use of Cookies and Tracking Technologies

The website may use cookies and similar tracking tools that store small files on a User's device to support website functionality, enhance performance, authenticate sessions, or assist in understanding how Users interact with the website. Cookies do not execute code, carry viruses, or access data on a User's device. Most cookies are temporary and expire at the end of a browsing session. Users may disable cookies through their browser settings; however, doing so may affect certain website functions or limit access to online features.

5. How User Information Is Used

Information collected through this website is used to respond to inquiries, communicate with Users, evaluate commercial financing requests, process documentation, and assess the potential for business financing opportunities. Information may be used to identify suitable lenders, finance companies, or investors who may wish to evaluate a User's financing needs. Additional uses include assisting with underwriting reviews, conducting fraud prevention checks, providing updates on financing status, improving website operations, and maintaining internal business records consistent with commercial financing industry practices.

Nation Capital may also use User information to resolve issues, troubleshoot technical problems, monitor for security concerns, comply with legal obligations, enforce the User Agreement, or maintain accurate operational records.

6. Sharing of Information with Third Parties

By submitting information through the website, Users expressly authorize Nation Capital to share information with lenders, finance companies, private investors, underwriting partners, commercial capital providers, and service organizations that assist Nation Capital in evaluating business financing opportunities. This sharing of information is essential to the commercial financing process. Once information is provided to an external party, that party may handle and store the information according to its own internal data practices, which are outside of Nation Capital's control.

Nation Capital does not disclose User information to unrelated third parties for purposes unrelated to commercial financing and does not sell, rent, or commercially trade User information to data brokers, marketing firms, or unrelated entities.

7. Confidentiality and Limited Disclosure

Nation Capital treats all information submitted through the website as confidential within the context of reviewing and pursuing commercial financing opportunities. Information may be reviewed by Nation Capital personnel and disclosed only as reasonably required to identify potential financing sources or respond to legitimate commercial inquiries. Users acknowledge that confidentiality obligations governing formal financing relationships are contained exclusively within the fully executed Capital Consulting and Facilitation Agreement and that this Privacy Policy does not modify, expand, or substitute those contractual terms.

8. Commercial Purpose Only

This website is intended strictly for business, commercial, and investment-purpose financing inquiries. Nation Capital does not handle consumer loans, personal credit applications, or residential mortgage transactions. Information submitted through this website must relate exclusively to commercial financing.

9. Security Practices and Limitations

Nation Capital uses commercially reasonable administrative and technical measures to protect User information from unauthorized access, misuse, or disclosure. These measures may include encryption, access restrictions, secure data storage methods, and other customary protections used in commercial financial services.

However, no method of transmitting information over the Internet or storing information electronically can guarantee complete security. Users acknowledge that data submitted online may be subject to unlawful interception, unauthorized access, or other risks inherent in electronic transmission. Nation Capital cannot guarantee that User information will always remain confidential or secure, and Users submit information at their own risk.

10. Age Restriction

This website is not intended for use by individuals under eighteen (18) years of age. Nation Capital does not knowingly collect information from minors and prohibits any individual under eighteen from submitting information through the website. If Nation Capital becomes aware that information was submitted by a minor, such information may be deleted and further access restricted.

11. User Rights Regarding Information

Users may request access to information previously submitted, request corrections or updates, or request deletion of information from Nation Capital's internal systems. Such requests may be granted unless information must be retained for compliance, legal, or business record-keeping purposes. Requests concerning information already shared with third-party lenders or capital providers must be directed to those respective parties, as Nation Capital does not control their data-handling practices.

12. Retention of Information

Nation Capital may retain User information for periods consistent with commercial financing industry standards, legal obligations, compliance requirements, and operational needs. Retention duration may vary depending on the nature of the submission, the financing evaluation process, document requirements, or applicable law.

13. Third-Party Websites and External Links

The website may contain links to external websites that operate independently of Nation Capital. Nation Capital does not control these third-party sites and is not responsible for their content, privacy practices, data security measures, or terms of use. Users should review the privacy policies of external sites before providing any information to them.

14. Business Transitions and Corporate Transactions

In the event of a merger, acquisition, sale of assets, corporate restructuring, or other business transaction involving Nation Capital, information collected through the website may be transferred to the acquiring or successor entity. Such transfers will be conducted in accordance with applicable law and the nature of the commercial services offered.

15. Legal Compliance and Required Disclosures

Nation Capital may disclose information if required to do so by law, regulation, subpoena, court order, arbitration order, government request, or other legal process. Information may also be disclosed when necessary to enforce the User Agreement, prevent fraud, address security concerns, or protect the rights and property of Nation Capital, its personnel, or its Users.

16. No Guarantee of Non-Disclosure

While Nation Capital takes appropriate measures to safeguard User information, it cannot guarantee that private communications or personal information will never be disclosed in ways not described in this Policy. Users acknowledge the inherent risks of transmitting information online and understand that Nation Capital cannot protect against all possible unauthorized access or misuse by third parties.

17. Changes to This Privacy Policy

Nation Capital may modify or update this Privacy Policy at any time. Changes become effective upon posting to the website. Continued use of the website following such changes constitutes acceptance of the updated Policy. Users who do not agree with the revised terms must discontinue use of the website.

18. Contact Information

Questions regarding this Privacy Policy or requests relating to User information may be directed to Nation Capital using the contact information provided on the website.